What do car accident attorneys do? This is a natural question to ask if you’ve been in a car accident. There are a lot of moving pieces and you may have been badly injured and wondering what your next move could possibly be. Here are what car accident attorneys do and what to do after a car wreck.
- They can help you fight denials of insurance claims. In the event of a car crash, many insurance companies will happily pay up according to the terms of your insurance agreement. But there are times when insurance companies have been known to deny claims. If you were hurt by someone else, that party’s insurance company may claim that they don’t have to cover that person’s actions. Insurance companies also sometimes claim that a particular medical treatment your doctors says is necessary is not “standard” and therefore does not have to be covered. They may underestimate your financial needs, especially if you are not able to work and your spouse has to take time off work to take care of you. When the insurance company has the money and the expertise, car accident attorneys can be the right ones to get on your side to fight back.
- They help you understand whether you have a legal case against the other driver. Just because you were in a car accident does not necessarily mean you are entitled to compensation from the other person, even if that person caused the accident. Under the law, very specific requirements must be met in order for you to have a legal case to sue the other driver. Your car accident lawyer can help you understand the situation and whether or not you should or could file a lawsuit.
- An attorney can help you understand whether a settlement is fair. If you’ve never been severely injured before, you may have no idea of the potential financial ramifications down the line. They are not only immediate medical bills but ongoing medical and physical therapy treatments to be paid for. It may be necessary to cover your spouse’s loss of work time if he or she is caring for you after a car accident. You should be compensated for lost time at work and possibly for loss of job if you cannot return to work. There even little things that need to be considered, such as whether your cell phone or computer were destroyed in an accident caused by the negligence of another. When you are offered a settlement, it’s a good idea to have an expert in these matters look over it to help you understand whether or not it’s fair.
- They can defend you if you are sued by the other party. If you are at fault for the accident or if the fault is unclear, the other party may attempt to sue you for injuries sustained. In that case, it’s absolutely essential that you contact local car accident attorneys and find out what your options are and whether or not the other party has a case against you. Then you’ll need help preparing your defense.
When to Get Help
These are just some of the things that car accident attorneys can help you with. But when should you secure the services of an attorney? If you been in a serious accident, the number one priority is your safety and health and the safety of everyone else. Your first move should be to emergency services and the police and make sure that the accident scene is not posing a danger to others. Once these things are taking care of, it’s a good idea to call your insurance company and then a car accident attorney. Once you’ve taken these steps, it’s important not to talk to anyone other than the police about the accident without your attorney present.
Every year there are about six million car accidents in the United States and three million people are injured in those accidents. The most common reason for car accidents are drunk driving, distracted driving, and speeding. If you been injured because of someone else’s negligence in these areas, it’s important that you call a car accident lawyer to find out what your options.