Workers’ compensation can be tricky to navigate, especially when it’s difficult to determine whether or not you have a claim. With minor cases, you and your employer can likely come to a solution without involving a legal team. If you’ve suffered a more serious injury, however, or if your employer refuses to admit that you were hurt while on the job, you may need to consider consulting an attorney about workers’ comp.

What Type of Injury is Covered by Workers’ Compensation?

Any injuries that you obtain while on the job, along with any work-related illnesses, theoretically qualify you for workers’ compensation benefits. If you need to see a doctor, whether it’s for stitches to bind a cut or to get a sprain examined, you should be covered by your employer’s workers’ comp insurance.

You should never refrain from reporting an injury because you’re afraid it’s too minor to mention. More than three quarters of workers’ compensation claims were filed because the employee slipped on a wet floor. This might seem like a small accident to most people, but studies have shown that as many as 22% of these incidents resulted in more than a month away from work. This means a significant loss of income, as well as the potential of missed career growth opportunities.

Roughly 75% of workers in America live paycheck to paycheck, with more than 25% lacking any savings to speak of. Most Americans simply can’t afford to pay medical bills while missing a month’s worth of income.

When Should I Hire a Workers’ Compensation Lawyer?

If you’re having trouble with any part of the claims process, if your claim was denied, or if your employer retaliates against you for filing a claim, you should get in touch with a legal representative immediately. A legal team that is familiar with workers’ compensation can ensure that you receive full benefits and a fair settlement.

Few employees file an appeal when their workers’ comp claim is denied, whether because they believe they have no claim or because they simply aren’t aware of their options. Reach out to a local attorney, and find out what your rights are. A legal team can help you navigate the process, make sure you have the proper documentation, evaluate any settlement offers you receive, and generally provide guidance during a difficult time.