Five Things You Need to Know About Workers Comp Protection

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As an employee, you are entitled to workers compensation in the event that any injury occurs to you as a result of your job or on a job-related site. However, workers comp protection isn’t always the simplest thing in the world.

While everyone is entitled to their workers comp claim, there can be unexpected twists and turns in your efforts to obtain full workers comp protection. Whether you’ve been injured recently or want to take precautions for the future, here are five things you need to know about workers comp law.

report Every Injury

Unless you received a simple paper cut at your desk, you should report every injury you suffer while on the job. If your medical provider says an injury was a result of your job, report it. This will ensure accurate workers compensation.

Visit the Correct Medical Provider

If there’s an emergency and an ambulance is required, you don’t have much choice in the matter. However, if the injury is non-life threatening and does not require ambulance transport, go to the hospital or doctor that your employer mandates. Otherwise, some medical bills may not be covered under workers comp.

Tell Your Medical Provider You Were Injured On the Job

When filling out the necessary paperwork at the hospital or doctor’s office, be sure to note that your injury happened while working. This way, medical bills can be sent straight to a worker’s compensation office, or your employer.

Record Everything About the Injury

Make sure the paperwork is as detailed as possible. Without exact details as to the situation and nature of the industry, you could lose out on some important benefits in your workers compensation case.

Ask Your Employer to Explain Specific Workers Comp Coverage

More likely than not, your employer probably has at least a brochure detailing the company’s workers compensation procedures. If you have any additional questions after reading through the material, be sure to clarify with your employer or the workers compensation company they work with.

Workers comp protection can be tricky, and for that reason you need to understand the process as thoroughly as possible. Don’t leave your injuries or health to chance.

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